New insurance write-off categories

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ilovedmymantas
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New insurance write-off categories

Post by ilovedmymantas »

I chanced upon this

http://www.msn.com/en-gb/cars/ownership ... spartanntp

Now call me cynical but isn't this a win, win and win again for insurers
Less categories, more scrap, more 'new business'.
They've even called it "the salvage code" :x
Note how they're trying to tie-in complex ( i.e. electronics) repairs with body shops :scratch
Although all cars are subject to this 'dumbing down' I wouldn't like to be a modern car owner.

My interpretation ( bearing in mind that a dented wing could constitute a non-structurally damaged repairable) is that if you've got all that modern non-essential sh"t and it flags an error after an accident like electronic handbrake, stop/start and last but not least my pet hate:
Any car that locks you in when you start driving. What can be less re-assuring than driving a car on a motorway (legal speeds of course) and wondering , If I crash and my battery/ ecu get destroyed, will the doors unlock (as the flames are licking around me :roll: ).
- It's time to start looking for a new car after every accident ?
I'm not encouraged by testers being trained 'up to minimum qualifications'

To top it off this is a voluntary code
" It's not rust. It's age-related patina " ;)

1980 vauxhall cavalier MK1 1.6L, 1982 opel manta berlinetta 1.8s, 1985 opel manta 2.0 gte, 1990 cavalier 2.0 gl ,1994 cavalier sri x20xev

-1995 cdx x20xev

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James McGrath
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Re: New insurance write-off categories

Post by James McGrath »

Interesting. I wonder how much of a difference this will actually make.
The new categories sound an awful lot like the old ones to me.
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